Tip of the day

Have a “gift” swap with friends—I recently read an article where a family decided to make no purchases other than for necessity items such as food and gasoline to get to work. The mother got together with a few of her neighbors and traded items for gifts. She gave examples of nail polish and lotions, but this could be just about anything. You might even take some of those gifts that you received but weren’t crazy about so that someone else might be able to make use of them. What a fun way to get a jump start on your holiday shopping!