Tip of the day

Want to donate to your favorite charity but have limited funds? Donate your time.  Work the soup pantry at a homeless shelter on any day other than Thanksgiving (they almost always have more than enough help on that day, but they desperately need help on others).  Read to people in a nursing home.  Help to organize the clothing donations at a women’s shelter.  Stuff envelopes at the Alzheimer’s Association.  You get the picture—find a charity you like, and phone them up and see how you are needed.